Expert Says If You’ve Got 1,000 XRP, You’re Already Ahead of the Curve

Armando Pantoja, a member of Benzinga’s Crypto Advisory Board, has stirred the XRP community with a promising message for retail holders.

“Big Move Incoming,” Says D.C. Insider

Although he didn’t specify the timing, Pantoja suggested that the window of opportunity may be short. He went on to hint that those holding at least 1,000 XRP are already “ahead of the curve.”

Indeed, data from the XRP Rich List confirms that only 10% of wallets hold more than 2,438 XRP. Over 6.77 million XRP wallets exist, and more than 5.7 million of them are retail wallets with fewer than 1,000 XRP each.

Essentially, owning even 1,000 XRP may place one well ahead of the average global investor. The importance of this benchmark has been emphasized repeatedly within the XRP community.

On numerous occasions, XRP commentators have said holding just 1,000 tokens could position investors for unimaginable future financial success. One recently claimed that holding 1,000 XRP might even be enough to retire by 2029.

These perspectives rely on the hope that XRP’s price will rise over 300x to exceed $1,000 someday. According to Claver, this lofty price target could happen as early as next year

However, given the short time frame and the magnitude of the climb, many dismiss this projection as unrealistic.

From Modest Holdings to Life-Changing Wealth

Claver also emphasized the importance of aligning one’s XRP investment with personal financial goals. He estimated that a comfortable lifestyle in parts of the U.S. might only require $300,000 in annual income, achievable with just 6,000 XRP if it reaches the speculative $1,000 price target.

While the $1,000 XRP target remains controversial, the message from both Pantoja and Claver is that owning XRP early, even in modest amounts, could be a game-changer.

However, not everyone in the crypto space shares this optimism. Some, like King Vale, advocate for more aggressive positioning, such as holding 50,000 XRP, currently worth over $150,000. They highlight more conservative, realistic price targets compared to the more ambitious forecasts.