The last time the Federal Reserve cut interest rates was on September 18, 2024, when the Federal Reserve lowered the target range for the federal funds rate by 50 basis points, to between 4.75% and 5% 12. This is the first rate cut by the Federal Reserve since March 2020 1.

Sebelumnya, Federal Reserve juga telah menurunkan suku bunga pada 7 November 2024, menurunkan kisaran target Suku Bunga Federal Funds sebesar 25 poin dasar, menjadi 4,50% hingga 4,75% ‌34. Setiap kali suku bunga turun, pasar mata uang digital umumnya akan mengalami penurunan yang signifikan, bagaimana bisa menjadi aturan umum.