A16z's 2025 technology trends: AI encryptionWallet, AI chatbots, and tokenization of national debt are all included.

Renowned venture capital firm a16z announced a "2025 Tech Trends Big List" on 12/4, covering multiple areas including AI, chatbots, DAO, and Crypto Assets.

With the advent of the AI era, artificial intelligence needs its own Wallet

a16z has stated that AI is evolving from non-player characters (NPCs) in games to autonomous characters, such as Truth Terminal. However, to truly achieve autonomy, AI needs to have its own Wallet. a16z points out that in the future, AI will be able to conduct transactions, asset management, and even run Blockchain Nodes using its own encryption Wallet.

For example, AI can operate Decentralization physical infrastructure network (DePIN), such as participating in decentralized energy management, and may even become the first blockchain autonomously operated by AI. This breakthrough can enable AI to not only execute commands, but also have independent economy in the network.

(Note: Distributed Energy Resources (DERs) refer to small-scale power generation and energy storage equipment distributed in various locations to provide power, such as solar panels, electric vehicles, etc.)

(a16z founder amazed: AI robot Truth Terminal can raise funds on its own and propose business plans to make profits on its own)

Autonomous chatbot debuts, DAC sparks discussion

a16z proposed another innovative concept, which is the Decentralization Autonomous Chatbot (DAC). DAC relies on a Trusted Execution Environment (TEE) to ensure complete autonomous operation without human intervention.

a16z said that DAC can attract community support through content creation and manage user subscription revenue using encryption currency. For example, a fan tracking mechanism can be established on Decentralization social media (SocialFi), and the income from fan subscriptions can be used for autonomous operations. a16z claims that it may create the first truly autonomous and valuable AI business model worth $1,000,000,000 in the future.

(Note: Trusted Execution Environment TEE, simply put, is like a data "safe", which can protect important data and operations in a low-trust environment.)

In the face of AI challenges, digital 'real-person authentication' becomes necessary.

With the cost of AI-generated content decreasing, the problems of fraud and identity theft are gradually increasing. a16z emphasizes the need for a technology to "prove human identity", so that we can distinguish who is human and who is AI in the digital world.

a16z said that 'the uniqueness of privacy protection' is the core of this technology, which means allowing humans to obtain a unique digital identity for free, while making it costly for AI to imitate, thereby raising the threshold for attacks. This can effectively combat AI fraud and enhance the overall trustworthiness of the network.

Stablecoin is expected to become a new choice for small and medium-sized enterprises to make payments.

a16z pointed out that the advantages of Stable Coin as a cross-border payment tool are becoming increasingly apparent. And it is predicted that by 2025, more small and medium-sized businesses will choose Stable Coin as their main payment method, because doing so can significantly drop Transaction Cost.

a16z uses coffee shops as an example. Each time a transaction is made, the coffee shop must pay a fee to the credit card company or payment institution, such as a fixed charge of 30 cents per transaction. For low-priced items, such as a cup of coffee, this fee can account for a large portion of the profit.

a16z said that using Stable Coin for payment directly has a significant impact on the profits of small businesses, while large enterprises may also use Stable Coin to simplify payment processes and save more costs.

Tokenization of government bonds, blockchain applications further upgraded

a16z believes that as blockchain technology matures, some countries are bound to attempt to put government bonds on the chain, which can not only strengthen the stability of Decentralized Finance, but also inject more Liquidity into the blockchain ecosystem.

a16z cited the UK's Financial Conduct Authority (FCA) as an example, saying that FCA has been exploring the possibility of digital securities in its own financial regulatory sandbox, even considering issuance of digital gift vouchers. Such innovation is worth looking forward to for governments that want to improve transparency and trading efficiency.

Legalization of DAO, Wyoming promotes DUNA as a new standard

The state of Wyoming in the United States has passed a new law this year, officially recognizing Decentralized Autonomous Organizations (DAOs) as Limited Liability Companies (LLCs) and creating a legal structure for Decentralized Unincorporated Nonprofit Associations (DUNAs). DUNAs are specifically designed to support blockchain-based Decentralized Governance and are currently the only viable legal framework in the United States.

a16z believes that DUNA can be used as a legal tool to legalize DAOs, making them recognized by the law. This will not only promote economic activities but also provide legal protection for coin holders, while addressing tax and Compliance issues. With the accelerated development of the encryption industry in the United States in 2025, DUNA is expected to become an industry standard.

(a16z: Optimistic about the future of the encryption industry in the United States, will release DUNA guidelines to assist startups in landing in the United States)

From decentralized governance to physical voting, democracy can also go on-chain

The application of Block chain technology is expanding from online to the real world. a16z pointed out that in the future, there may be attempts to use Block chain technology in local government elections to ensure the legitimacy and privacy of voting, and even implement 'Liquidity democracy' mode.

Liquidity democracy allows voters to vote directly or delegate their votes to others. This idea originated from Lewis Carroll, the author of "Alice's Adventures in Wonderland", but at that time the technology was not sufficient to realize this idea. Now, with the support of blockchain, it can become a reality.

The characteristics of blockchain can ensure the security and privacy of electronic voting, and can avoid the network security issues that traditional voting may face. a16z said that local governments can start with small-scale pilot projects with lower risks, and then gradually expand from local elections to more levels.

Simplify user experience, Web3 applications enter the mainstream.

a16z pointed out that the complexity of blockchain technology in the past has led to a drop in public acceptance, and further stated that Web3 applications in 2025 will further optimize user experience, making it as simple as clicking a button or swiping a card.

a16z stated that successful applications do not explain the technology, but solve problems and address the actual needs of users. a16z uses the example of the music streaming platform Spotify, which has changed the way people listen to music by simplifying the technology. Users do not need to understand the format of music files or the operation of streaming technology. Similarly, Web3 applications also need to hide technological complexity to make the user experience more intuitive and further promote the public acceptance of blockchain technology.

This article a16z looks at the 2025 technology trends: AI encryptionWallet, AI chatbots, and tokenization of national debt, which first appeared in ChainNews ABMedia.